At our store, we want your shopping experience to be flexible and simple. Starting today, you can finance your orders with Aplázame (a WiZink brand) or Pepper Finance , two 100% digital solutions that allow you to pay in installments conveniently and transparently.
Quick summary: online process in minutes, choose your payment plan, secure application, and the option to change your payment date. Exact terms (APR, fees, and repayment periods) depend on the loan amount and your individual profile.
What is Aplázame (WiZink) and how does it work?
- Consumer finance platform linked to WiZink Bank, SAU .
- It allows you to split your purchases into regular installments, usually between 1 and 36 months depending on the store and the amount.
- Simple digital process: choose your fees, complete basic information, verification and online signature.
- Possibility to change the payment date and consult the installment plan from your customer area.
- In certain promotional campaigns, 0% APR financing may be available at participating stores.
Key advantages
- Backed by a specialized bank (WiZink).
- Flexible deadlines and a 100% digital experience.
- Specific campaigns with promotional interest.
- Clear management of fees and payment schedule.
Keep in mind
- The total cost depends on the number of installments and your profile.
- In case of non-payment, surcharges may apply according to the contract.
- Always check the APR, fees, and representative example.
What is Pepper Finance and how does it operate?
- Deferred payment solution for online and in-store purchases.
- Quick and easy contracting without paperwork: choose your rates, provide essential information and sign with your mobile phone.
- The first installment is charged upon formalization and the rest monthly on your card.
- In the customer app you can check, make advance payments or adjust the billing date.
- Fixed fee arrangement to facilitate spending planning.
Key advantages
- 100% digital and very fast process.
- Fixed fee with no surprises in each period.
- Manage your financing from the app.
- Omnichannel: available for web and physical store.
Keep in mind
- The final conditions depend on the solvency analysis.
- Check the APR, fees, and the total amount due .
- Check for possible late payment fees or refunds.
Aplázame vs Pepper Finance: Key Points
| Feature | Postpone me (WiZink) | Pepper Finance |
|---|---|---|
| Back | WiZink Bank Brand | Specialized financial institution |
| Process | Digital, with online verification and signature | 100% digital, sign with your mobile |
| Deadlines | Up to 36 months depending on the merchant and amount | Variables depending on amount and profile |
| 0% APR Promotions | Available during specific campaigns | Not habitually seen in public |
| Quota management | Date change and follow-up with client | App to check, advance and adjust date |
How to use these options in our store
- At checkout, select Financing with Aplázame or Pepper Finance .
- Choose the number of installments available for your amount.
- Complete the requested information and sign digitally.
- You will receive the confirmation and payment schedule.
- Manage your fees and payment date from your customer area or app.
Transparency above all: before confirming, check the APR, the opening fee if applicable, the number of installments, and the total amount due . This way you can choose with complete confidence.
With Aplázame and Pepper Finance, we're taking it a step further so you can buy with peace of mind and pay at your own pace. If you have any questions, our team will be happy to help you choose the option that best suits you.
